Green Car Loan

Make the switch to an electric, hybrid or hydrogen vehicle and be rewarded with a lower rate.†

Personal loans

Our personal loans are packed with features like low interest rates, unlimited extra repayments and free online redraw. 

Refinance with Heritage for your chance to win $50k #
Refinance with a Heritage Home or Investment Loan, and if you're approved and funded before 30 September 2025 you'll go in the draw to win $50,000 credited to your Home Loan.^
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Energy saving tips to help save money
In the current financial climate, we’re all looking for ways to save some money and at home is a great place to start. 
Ready for a sneak peek?
Heritage and People's Choice have officially merged to create a new national mutual that offers a compelling alternative to the big banks, and we'd like to share our new brand with you.
Banking for you, better for all.
People First Bank coming soon
Learn more

Proudly supporting people's firsts.

Helping our customers achieve their firsts in life and reach their financial dreams is at the heart of all we do. Whether it's your first car, home or business, we're proud to support your journey every step of the way.

Learn about our member's firsts