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Indicative repayment amount only based on current interest rates. Your credit contract will state a monthly repayment figure. You may make payments as frequently as you choose within each month to pay the monthly amount due.
Stamp Duty
Estimate
What is stamp duty?
Stamp Duty (known as ‘transfer duty’ in Queensland) is a state government tax imposed on certain transactions. In this case, it would be imposed on the transaction of a car from one owner to another.
Insurance
Note: This tool is for estimation purposes only. It in no way represents an average premium or indication of potential costs. For an accurate annual insurance cost, you will need to seek an insurance quote that takes into account your particular situation.
Car Registration
Running Costs
Total Cost Summary
| Heritage Loan Repayment | |
Car Insurance |
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| Car Registration | |
| Running Costs | |
| Loan Fee |
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What if interest rates change by:
When your interest rate is fixed, it will not change during your term, however rates are subject to change without notice before you apply.
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New interest rate
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New Heritage Loan Repayment
Up-front Costs
Application Fee |
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Stamp Duty |
Other costs to consider
There may be other costs you need to consider when taking out a car loan. For example, you may need to consider your lifestyle expenses and activities and how able you are to modify this if your circumstances happen to change during the period of the loan. If you're buying a second hand car, read our tips on what to look out for when buying a used car.