Home Loan Borrowing Power Calculator

Yes! We offer a pre-approval process to help give you some peace of mind when you’re wanting to make an offer on a property.  Enquire online, visit your local branch or phone 13 14 22 to find out if you qualify for a pre-approval or learn more about how pre-approval can help you.

The LVR is the loan amount as a percentage of the value of the property. If you want to borrow $450,000 to buy a property valued at $500,000, that’s an LVR of 90%. All home loans have a maximum LVR. 

Apply for a Heritage home loan, personal loan or credit card in a way that suits you.

Face-to-face

Contact your local branch to make an appointment to talk to a Lending Specialist.

Virtual Appointment

Available for Home Loans. If you would like to conduct your appointment over a video conference let us know when you call your local branch. Our lenders have access to video conferencing technology so you can have the same experience of a face-to-face appointment, virtually! 

Online

Enquire for a credit card, home loan, personal loan or business loan online now. We’ll get back in touch with you as soon as possible to chat about your application and answer any questions you have.

Over the phone

You can start an application by calling us today on 13 14 22. We're available 24/7.