Can I seek pre-approval on my loan?
What is loan to value ratio (LVR)?
How do I apply for a home loan, personal loan or credit card?
Apply for a Heritage home loan, personal loan or credit card in a way that suits you.
Contact your local branch to make an appointment to talk to a Lending Specialist.
Available for Home Loans. If you would like to conduct your appointment over a video conference let us know when you call your local branch. Our lenders have access to video conferencing technology so you can have the same experience of a face-to-face appointment, virtually!
Over the phone
You can start an application by calling us today on 13 14 22. We're available 24/7.
Free unlimited extra repayments and online redraw of payments in advance
Package your eligible Standard Fixed or Standard Variable home loan with a credit card in our Home Advantage Package to save
People first service and commitment to our customer-owned values
We're here to help
Our Lending Specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, tap here to get in touch with us in the way that suits you.