Credit Cards

Rewards Card
  • Complimentary insurance
  • Rewards program
  • Credit limits from $6,000
  • Interest free days*
  • Balance transfer offer
Low Fee Card
  • Low annual fee
  • Rewards program
  • Credit limits from $1,000
  • Interest free days*
Low Rate Card
  • No annual fee
  • Low variable interest rate
  • Credit limits from $1,000
  • Balance transfer offer
Fit your card
Help me choose the right card
Heritage Bank Credit Cards with rewards or low fees
Find a credit card that fits you
With our credit card finder tool, we can help you find a card that suits your needs.
Compare your card
With all our cards
With all our credit cards
Credit cards with rewards
Credit cards with rewards
Earn Heritage Credits reward points and get up to 55 days interest free* with a Heritage Platinum or Classic Visa Credit Card.
Platinum Credit Card

Our premium Platinum Credit Card has a competitive interest rate, 0% balance transfer offer, complimentary insurance and a great rewards program, with credit limits starting from $6,000.

Classic Visa Card
Our Classic Visa Card offers a competitive interest rate, low annual fee and credit limits starting from $1,000.

Customer Owned Money Minder of the Year 2021.

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.

These articles may help you

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert