Accounts

At Heritage, we put people first. This means we aim to provide you great customer service, with genuine respect and personal attention, no matter what stage of life you are at. Let us help you reach your financial goals with a transaction account, savings account, or both.

Transaction accounts
Access your money your way, with a Heritage transaction account. Pay no monthly account keeping fees^ and access smart payment technology on the go like Apple Pay™ and Google Pay™.
Savings accounts
If you're looking to put money away for a rainy day, earn bonus interest or save online with flexibility, we have saving account options that may suit you.
Term Deposit
A term deposit gives you a fixed interest rate for a nominated time of 1 month to 5 years. This means you’ll know exactly what your investment is worth ahead of time. 
Why Heritage?

Customer Owned Banking you can bank on.

Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.

Customer Owned Money Minder of the Year 2021.

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.

Customer-owned Banking you can bank on.
Research tools
Budget planner
Savings calculator
Term deposit calculator
How to save more money
10 top budgeting tips
Ways to bank with Heritage
Interest rates for accounts
More interest rates

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with internet banking, card management and lots more.  Tap here for live assistance.