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Platinum Visa Credit Card
   Platinum Credit Card
Classic Visa Credit Card
   Classic Credit Card
Gold Low Rate Credit Card
   Gold Low Rate Credit Card

Minimum Credit Limit

$6,000 $1,000 $1,000

Interest free days

up to 55 days* up to 55 days* Nil

Interest Rate on Purchases

VP VC GLR

Balance Transfer

0% for 12 months No 0% for 12 months

Annual fee

$125 $55 $0

Heritage Credits rewards program 

Yes Yes No

Complimentary Insurance

Yes - Platinum Insurance No No

Interest Rate on Cash Advances

VP_CA VC_CA GLR_CA

Maximum cash advance amount per day

$5,000 $1,000 $1,000
Apply for our Platinum card Apply for our Classic card Apply for our Gold Low Rate card
With all our Credit Cards
With all our Credit Cards
  • Set up Email or SMS alerts to keep track of transactions on your account
  • Add to your digital wallet to pay in-store, online and within apps
  • Cancel or place your card on hold in our Mobile Banking App
  • Select your own PIN
  • Visa payWave
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