Free unlimited extra repayments and online redraw of payments in advance
If eligible, FASTRefi® allows your refinance to be processed much faster than a traditional refinance, often within days of returning signed loan documents.^
People first service and commitment to our customer-owned values
Try our home loan calculator below to see which of our home loan products might suit your home loan refinance. We have variable and fixed loans available for both owner occupied and investment purposes.
How much money will refinancing save you?
Refinancing your home loan can be a great opportunity to save some money and pay off your loan sooner. Use our refinancing calculator to find out how much you could save by refinancing your home loan to Heritage.
How does a home loan refinance work?
What is FASTRefi®?^
In a traditional refinance you'd be required to arrange settlement with your current lender which can take several weeks and plenty of paperwork. FASTRefi® enables your existing loan to be paid out prior to settlement so your refinance to Heritage is streamlined.^ Using this service will cost you no more than a standard refinance and provide you certainty of when your new loan will be available.
If you'd like to use FASTRefi®, simply complete your home loan application as normal. Our Lending Specialists will help you confirm whether your loan is eligible for FASTRefi®, and guide you through the loan application and assessment process.
We're here to help
Our Lending Specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, tap here to get in touch with us in the way that suits you.
Home loan application checklist
Compare all our home loans
If you'd like to compare the features and benefits of all the home loans we have on offer, visit compare all home loans.
Help with switching to Heritage