How much money can I borrow for a home loan?
How much money you can borrow will depend on a number of things. Here's four to consider.
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Loans
We have a great range of business loans, home loans and personal loans to suit you.
Home Loans
Find the home loan that's right for you. Choose from one of our fixed or variable rate loans, with competitive rates and flexible features.
Home Loan Borrowing Power Calculator
Calculate an estimate of how much you may be able to borrow for a home loan. Simply enter your income, expense and loan details.
Personal Loans
Our great range of personal loans can help you buy what you want now, and pay it off over time.
Business Loans
Let us help you reach your business goals with one of our business loan products.
Equipment Loan
Finance new or used equipment for your business with a flexible Equipment Loan. Borrow $20,000 to $500,000 with variable or fixed interest rate options available.
Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Investment Lending
Self-managed Super Fund Loan
Use your self-managed retirement funds as equity to purchase an investment property through your Self-managed Super Fund with a Company Trustee.
These articles may help you
Refer a Friend
Refer a friend, family member or colleague to Heritage Bank for a Home Loan or Business Loan and you could get $250 each!*
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The home loan application process
Find out what's involved in the home loan application process with this handy, 4 step infographic.
We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
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