Car Insurance

Heritage offers Comprehensive Motor Insurance with a great range of features and additional benefits designed to suit customers with different needs. 

Comprehensive Motor Insurance

The highest level of cover we offer for your vehicle, which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault. 

  • Rental car for up to 30 days5 if your car is stolen ($100 per day limit)
  • Up to 10% discount on your first years' premium when you buy a new comprehensive car insurance policy online1,3 
  • Safe driver discount for eligible drivers1,2
  • Choose your own repairer4
  • 24/7 online claims or phone 1300 555 030 to commence the claims process
  • You may be able to increase your excess to reduce your premium1
  • Switch your insurance to Heritage and deal with the people you know

Get a $175 eGift Card

Take out a new Allianz insurance policy with Heritage Bank and be rewarded. Buy new Home and Contents, Landlord or Comprehensive Motor Insurance before 30 June 2022 and you'll receive a $175 eGift card.

Compare cover

Compare Car Insurance
Compare the features and benefits of Comprehensive Motor Insurance and Third Party Property Damage Insurance.
De-mystify the cost of car insurance
We've put together risk factors that will have an impact on your quote, plus steps to consider to help save money on your insurance.
How to lodge a car insurance claim

Online, anytime

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference
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