If you’d like to refinance your owner occupied or investment home loan to Heritage, now is a great time.
If your home loan is over $500,000 but less than $700,000 with an LVR of 80% or less, you could qualify for our $3,000 Cashback offer.
Or, if your home loan is $700,000 or more with an LVR of 80% or less, you could qualify for our $4,000 Cashback offer.
Apply to refinance your home loan from another lender to an eligible home loan before 31 May 2022, and settle before 31 July 2022. Further details on eligibility are below.
Whether you're buying your first home, next home or an investment property, if your LVR is over 80% your loan will need Lenders' Mortgage Insurance (LMI).
If your home loan is over $500,000 but less than $700,000, you could qualify for our $3,000 Cashback offer.
Or, if your home loan is $700,000 or more, you could qualify for our $4,000 Cashback offer.
Apply for an eligible home loan with LMI before 31 May 2022, and settle before 31 July 2022. Further details on eligibility are below.
Discount Variable Owner Occupied (Principal and Interest) loans of $150,000+ up to 80% LVR
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Comparison Rate* See warning
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Let us help you find the loan that's right for you. Whether you're a first home buyer, upgrading, refinancing or purchasing an investment property, we're here to help.
What is an eligible home loan?
An eligible home loan is an owner occupied or investment home loan of $500,000 or more which meets the following criteria:
a. The product taken out is one of the following Heritage home loans:
> Discount Variable;
> Standard Variable (including Home Advantage Package eligible loans);
> Fixed Rate (including Home Advantage Package eligible loans); and
b. The home loan is either for:
> A refinance from another lender with a maximum Loan to Valuation Ratio (LVR) of 80%; or
> A new home loan that requires Lender Mortgage Insurance (LMI) with a minimum LVR of 80%.
You'll also need to hold either a Simply Access or a Mortgage Crusher account to receive the Cashback.
What are the exclusions?
The offer excludes:
How do I open a Heritage transaction account?
What are the terms & conditions for the promotion?
When is the Cashback offer available?
You must apply for an eligible home loan between 1 April 2022 and 31 May 2022 and settle on or before 31 July 2022.
How and when will the Cashback payments be paid?
Heritage is one of Australia's largest customer-owned banks. This means we're owned by our customers (like you!), not shareholders. So, instead of pursuing massive profits, our focus is on putting People First.
We know that helping our customers reach their financial dreams is not just about great products and competitive rates, it's about their entire banking experience. When you choose Heritage you'll be supported with award-winning customer service from our branches in Queensland and NSW. Plus, our Contact Centre has a team available 24/7 for all your banking needs.
The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.