SMSF Fully Drawn Loan

Use your retirement savings as equity to purchase an investment property through your Self-Managed Super Fund with a Company Trustee. 


Purchase residential or commercial property on commercial terms with our Self-Managed Super Fund Fully Drawn Loan. Features include:

  • People first service from your own Business Banking Lending Specialist
  • Variable or fixed interest rate options
  • Preferred minimum loan amount $250,000
  • Loan terms up to 25 years with residential security and up to 15 years with commercial security
  • Principal and interest repayments on all security types
  • Repayments are monthly in arrears

  • SMSF Trustee must be a Company and separate from the Property Trustee
  • Property Trustee must be a Company and separate from the SMSF Trustee
  • Maximum loan to valuation (LVR) ratio is 80% for residential property and 70% for commercial property.

Interest Rate
Variable - Residential Security
Variable - Non-residential Security
1 Year Fixed - Residential Security
1 Year Fixed - Non-residential Security
2 Years Fixed - Residential Security
2 Years Fixed - Non-residential Security
3 Years Fixed - Residential Security
3 Years Fixed -Non-residential Security
4 Years Fixed - Residential Security
4 Years Fixed - Non-residential Security
5 Years Fixed - Residential Security
5 Years Fixed - Non-residential Security
Rates Effective From 12/10/2021
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 14/07/2021

Monthly Fee $20
Application, legal and associated fees Available upon application
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