Standard Variable Rate Home Loan

Our Standard Variable Rate Home Loan can be a great option if you're looking for a flexible loan with a 100% offset account.

Loan Features

  • Flexible access options 
  • Make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • People first service 
  • People first service and commitment to our customer-owned values

More features

  • Repayments are calculated monthly. You are able to make payments as frequently as you choose within each month to pay the monthly amount due
  • Family Guarantee options available
  • Interest only repayment option available for investment loans, for up to 5 years
  • Construction loan available

Standard Variable rates from
4.49 % PA 4.64 % PA
New Owner Occupied (Principal & Interest) Loans
Comparison Rate* See Comparison Rate warning
Choose our Home Advantage Package
2.39 % PA 2.80 % PA
New Owner Occupied Principal & Interest Loans in Package of $700,000+ with 70% to 80% LVR
Comparison Rate* See Comparison Rate warning
Package your Standard Variable, Fixed Rate or Line of Credit loan together with a credit card, and save with discounts on interest rates and fee waivers. 

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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