Guide to planning a wedding

Keep the romance in your relationship and let us help take the financial worry out of planning your big day. 

Be prepared

How much do weddings cost?

The cost of a wedding can be a bit like a piece of string. However, a survey conducted by  Bride to Be magazine found the average cost of an Australian wedding is $65,482.  

How can I finance my wedding?

Weddings can be financed a number of ways, including via your savings, a credit card, a personal loan, or a combination of these options.  

What, when and how much?

Figuring out the what, the when, and how much you are prepared to spend on your wedding will guide your wedding budget. While setting a budget can be a bit hard before you look into venues, caterers and dress designs, it’s important to not lose sight of what you can really afford.

Knowing the cost

How much will I need?

How much you need for your wedding will depend on a number of things. Number of guests, location, style of reception and the size of your wedding party will all have an impact on the cost of your wedding. Remember, small weddings don’t always mean a cheaper option. 

Considerations include:

  • Venue
  • Catering
  • Wedding attire
  • Decorations
  • Transport
  • Accommodation
  • Stationary
  • Wedding celebrant or church hire
  • Wedding cake
  • Honeymoon 

How to save for a wedding

Saving up for a wedding can seem like an overwhelming task when you first look into costs. By giving yourself enough time to save, altering your spending, and by keeping your money in a high interest savings account you could surprise yourself with just how much you can save before the big day.


We can help you with your every day banking needs. If you're looking for a daily transaction account or a competitive savings account, we can help you access your money, your way. 

Guide to planning a wedding
Keep the romance in your relationship and let us help take the financial worry out of planning your big day.
Paying for your wedding

There are a number of ways to pay for your wedding. Your situation, budget and ability to pay off a loan will determine the best way to finance your wedding. 

Using savings

The benefit of using your savings is that you will not pay any interest or loan fees. By keeping your money in a high earning interest account, you can earn money and won’t be starting out with a debt.

Do I need to borrow money? 

Once you have worked out a budget for your wedding you will have a better idea on whether you will need to consider taking out a loan and how much this will cost you. 

How much can I borrow?

How much you can borrow for a personal loan will depend on a number of things, including your savings and account history, your credit history and your ability to pay back a loan plus interest. 

Why use a credit card?

Credit cards can be a good way to finance ongoing wedding costs and allow you to keep your money in your savings account longer. If you pay off your credit card before it’s due date each month you can usually avoid paying interest, and this means you’ll stay ahead with your savings. 

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