Heritage is currently reviewing its position in relation to the RBA’s decision on 2 August to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Benefits of using a Personal Loan for travel
Are you dreaming of a holiday, but don’t quite have the funds to jet off yet? Well, your dream trip might not be as far in the distance as you think. With a personal loan, you could be poolside, admiring the view in no time.
A standard personal loan with us is a great all-rounder, and with increased flexibility in interest rates and payback periods, you’re able to travel worry-free.
How does a personal loan work for me?
A Heritage Bank standard personal loan offers you flexibility and freedom, with a range of choices to personalise your borrowing experience.
First of all, you can choose a personal loan from $5,000 to $25,000 depending on whether you fancy a getaway, or a grand adventure. Higher amounts are available if your personal loan is secured.
Then, you can choose a repayment plan from one year to five years, making it simple to pay your loan back on your terms.
We even have a choice of variable or fixed interest rate too, to be able to fully customise how you pay your loan back. With fixed rate interest, your repayments remain the same, so that you can understand your commitments for the time you choose to pay your loan back.
Stay worry-free with travel insurance
The last thing you need when taking a holiday is for something to go wrong and spoil the occasion. With our travel insurance option, you can purchase protection in case of medical emergency, delayed or cancelled flights, and let’s not forget lost luggage.
Using our flexible payment terms
When you arrive back from your travelling journey, you have repayment choices to choose from. You’re able to pay your loan amount back either fortnightly or monthly, depending on what’s best for you.You can even repay it sooner with the ability to make increased or lump sum payments, should you wish to pay your loan in a shorter period, once you’ve settled back into a job.
How do I get a personal loan?
Take a look at our helpful personal loan calculator to let you know how much you can borrow, and help you understand repayments.
Ready to take the next step? Make an enquiry today.