Ever been at a BBQ enjoying yourself only to find the conversation heading a little south? So far south you start discussing car insurance? If so, then you either need to get new friends or read on, so you can be in-the-know when it comes to the cost of car insurance.
It is not unusual for people to shop around and compare insurance policies against each other to ensure they know what they are getting. However, when it comes to how an insurer reaches a quoting price many of us are none the wiser as to what that price takes into account.
Car insurance pricing of course varies between insurers and the quote you are offered will come down to two main factors – your risk indicators and the level of cover you are purchasing.
Yes! There are a number of ways car owners can save money on their car insurance by improving their risk indicators prior to applying for a quote.
We’ve included some top tips to saving money on your car insurance provided by Canstar Research:
While not all of these tips suit all drivers there is one thing we can all do and that is to drive sensibly. Not only will it put yourself, your family and others at less risk of an accident, you also may find that having a high number of claims (where you are considered to be at fault) could impact your insurance premium.