Heritage Bank highly commended at 2025 Finder Credit Card Awards
Heritage Bank excelled in the No Annual Fee and Low Interest Business Credit Card awards this year.
Once again, Heritage Bank's credit cards have finished highly commended in two categories at the 2025 Finder Credit Card Awards.
The Gold Low Rate card was highly commended in the competitive No Annual Fee award and the Business Visa Secured card was highly commended in the Low Interest Business Credit Card category.
Only a handful of credit cards receive highly commended awards in any category, making these cards truly outstanding. Both Heritage Bank cards achieved the same result in last year's awards, highlighting their consistent value over time.
The Finder Awards recognise the top products from across the market using 12 months' worth of data and a rigorous methodology. In the credit card awards there were 15 categories this year.
Each category examines different data points and card features, based on what matters most for typical customers in that category. But features like low interest rates and low (or no) annual fees always help a card score higher.
For the No Annual Fee award, the Gold Low Rate Card was a strong contender because it offers a $0 annual fee for the life of the card. Many cards only offer a $0 fee in the first year. The card's low purchase rate was also a decisive factor that put it above the competition.
When you combine these factors, the Gold Low Rate card becomes a very cost-effective credit card for anyone who wants to avoid fees and minimise interest charges.
Heritage Bank's Business Visa Secured Credit Card was highly commended in the Low Interest Business Credit Card award category. The card offers a competitive combination of a competitive purchase rate and a very low annual fee.
This is the second year in a row both these cards have finished highly commended in these categories. The Gold Low Rate card has now come highly commended in the No Annual Fee category for several years in a row.
This just shows that these Heritage Bank credit cards are consistently high quality offerings and not just one offs.
About the Author
Richard Whitten is a money editor at Finder, and has been covering home loans, credit cards and personal finance for the last 7 years. He has written for Yahoo Finance, Money Magazine and Homely, and has appeared on TV and radio nationwide. Richard enjoys helping people understand the ins and outs of financial products so they can make better money decisions.