Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 13 October 2026. Find out more.
We're running scheduled maintenance from 10.00pm Wednesday 14 October to 5.00am Thursday 15 October (AEST). Our Mobile Banking App, Internet Banking and Phone Banking will be unavailable during this time. Learn more.
Transaction accounts
Access your money your way, with a Heritage Bank transaction account.
About this Rate
What makes our transaction accounts better?
No monthly fees
Pay no monthly fees on all our accounts^
Payments on the go
Access your money with a Visa Debit Card and set up your digital wallet to make secure payments on the go
eStatements
Go paperless with eStatements and access your statements online anytime
A simple, but flexible, transaction account suitable for everyday transactions. Open your account online today in minutes.
★ Popular account
Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.
They can also help with internet banking, card management and lots more. Tap here for assistance.