Visa Classic Credit Card

Our Visa Classic Credit Card has a low annual fee, limits starting from $1,000 and up to 55 days interest free* on Visa purchases. 

Features

  • Credit limits from $1,000
  • Up to 55 days interest free on Visa Classic purchases*
  • Earn one (1) Heritage Credit for every $1,300 spend per calendar month
  • Monthly repayments at 3% of balance or $30, whichever is greater^
  • Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch. 
  • Balance enquiries and cash advances at Heritage ATM's
  • Shop with confidence with Visa's Zero Liability policy#
  • Access to Visa Offers + Perks 
  • Online shopping secured with Visa
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Rates

Interest Rate
Classic - Purchases
Classic - Cash Advances
Interest Rate
17.49%
Interest Rate
19.49%
Rates Effective From 06/05/2021
Fees

Annual Fee $55 (Waived when you spend $25,000/annum and over on Visa Purchases)
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Key Facts Sheet (PDF)
Why use a credit card?
Balance Transfer Calculator
Expense Planner
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Visa Secure
Visa Offers + Perks
Visa payWave

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with card management, how to repay your credit card and lots more.  Tap here for live assistance.