Online Saver Savings Account

Manage your savings online with our high interest savings account.

0.35 % PA
4 Month Bonus Intro Rate* About this rate Open my account
% PA

Online Saver features

When you join Heritage, add an Online Saver savings account to your Simply Access transaction account and you can manage your savings online and earn higher interest. Some of the benefits of our Online Saver account are:

  • $0 transaction or account keeping fees^
  • Great rate payable on balances from $1
  • Access your money any time through our Mobile Banking App and Heritage Online


 Monthly Account Keeping Fee


 Transaction Fees

Interest Rate
$1 or more
flat rate interest rate calculated on daily balances and paid monthly.
bonus intro rate (promotional 4 month rate on new accounts up to $100,000)
Rates Effective From 16/05/2022
Research tools
Budget planner
Savings calculator
Term deposit calculator
How to save more money
10 top budgeting tips
Ways to bank with Heritage
Interest rates for accounts
More interest rates

Customer Owned Money Minder of the Year 2021.

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Customer Owned Banking you can bank on.

Established in 1875, and with more than $11 billion in assets, Heritage is one of Australia's largest Customer Owned Banks.

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with internet banking, card management and lots more.  Tap here for live assistance.