SMSF Fully Drawn Loan
Use your retirement savings as equity to purchase an investment property through your Self-Managed Super Fund with a Company Trustee.
Features
Purchase residential or commercial property on commercial terms with our Self-Managed Super Fund Fully Drawn Loan. Features include:
- People first service from your own Business Banking Lending Specialist
- Variable or fixed interest rate options
- Preferred minimum loan amount $250,000
- Loan terms up to 25 years with residential security and up to 15 years with commercial security
- Principal and interest repayments on all security types
- Repayments are monthly in arrears
Rates
Residential Security
|
||
|---|---|---|
| Interest Rate | ||
| Variable | ||
| 1 Year Fixed | ||
| 2 Years Fixed | ||
| 3 Years Fixed | ||
| 4 Years Fixed | ||
| 5 Years Fixed | ||
Owner - Occupied
Investment
Interest Rate
8.74%
Interest Rate
8.44%
Interest Rate
8.29%
Interest Rate
7.99%
Interest Rate
7.99%
Interest Rate
7.99%
Rates Effective From 07/03/2024
Non-residential Security
|
||
|---|---|---|
| Interest Rate | ||
| Variable | ||
| 1 Year Fixed | ||
| 2 Years Fixed | ||
| 3 Years Fixed | ||
| 4 Years Fixed | ||
| 5 Years Fixed | ||
Owner - Occupied
Investment
Interest Rate
8.99%
Interest Rate
9.44%
Interest Rate
9.29%
Interest Rate
8.99%
Interest Rate
8.99%
Interest Rate
8.99%
Rates Effective From 07/03/2024
|
||
|---|---|---|
| Interest Rate | ||
Owner - Occupied
Investment
Rates Effective From 07/03/2024
The interest rate applicable to certain business loans, including Property Development Loans, is determined by reference to an Indicator Rate. For business loans which are subject to an Indicator Rate, the interest rate will be the Indicator Rate, plus or minus a margin (if any). The interest rate applicable may therefore be higher or lower than the Indicator Rate shown in these tables.*
Eligibility
- SMSF Trustee must be a Company and separate from the Property Trustee
- Property Trustee must be a Company and separate from the SMSF Trustee
- Maximum loan to valuation (LVR) ratio is 80% for residential property and 70% for commercial property.
Fees
| Monthly Fee | $20 |
| Application, legal and associated fees | Available upon application |
Research tools
Our Business Banking Specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with setting up your business account, internet banking and lots more. Tap here for live assistance.
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