Heritage Bank has made changes to various lending and deposit interest rates effective Wednesday, 17 August 2022. Read more here.
Home Loan Variable Rate
If you're looking for a home loan with flexibility, we have three variable rate home loan options that may suit you.
About this Rate
What makes our home loans better?
Flexible repayment options
Unlimited additional repayments and online redraw available
Family Guarantee
Your family members can use the equity in their own home to provide additional security for part of your loan amount
People first service
People first service and commitment to our customer-owned values
$2,000 cashback † on eligible home loans
Apply
Apply for an eligible home loan of $500,000 or more between 20 July and 30 September and settle by 31 December 2022.
Switch your salary
Open a Heritage transaction account and switch your salary. Your employer will need to deposit at least two pays within 60 days of your loan settling.
Get $2,000 cashback
If you've qualified, we'll deposit $2,000 cashback to your Heritage transaction account. Learn more about this cashback offer.
Our specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, please tap here for live assistance.