Fraud is a crime. It happens when someone deliberately uses a lie or a trick to benefit from another person. It's important to be able to identify fraud in case you are ever targeted.
A scam is a type of fraud. It often involves a person, or group of people, trying to get money or financial gain from another person by lying or being dishonest. Scams are run by 'scammers' who use your personal information to steal your money or identity.
Scammers try hard to make the way they communicate with you seem real. If someone you don't know contacts you asking for your personal details, demanding payment or offering you a deal that seems too good to be true, you could be the target of a scam.
Remember, it's okay to delay if you suspect a scam. Get more tips on spotting scams on the Australian Government Scam Watch website.